As a Certified Development Company (since 1981) we provide SBA 504 loans in the nine county area of our region. This program works in conjunction with a participating private lender to fund the acquisition, construction or renovation of long-term assets for businesses who are starting or expanding and creating jobs. The program provides overall lower interest rates, longer terms, and smaller down payments than traditional commercial long-term financing.

We own and/or manage six different Revolving Loan Funds, which serve a variety of single and multiple county areas within our region. These funds provide financing for long-term fixed assets, inventory, working capital, and other eligible business purposes. Generally a participating private lender is required to provide a portion of the project, with the RLF providing between 33% and 50% of any given project. The business must be considered small by SBA standards, and be expanding and creating jobs.